So You’ve Decided to Retire, Now What?

For whatever reason, you’ve decided to retire from the daily grind of stress of freelance writing. Perhaps through no fault of your own. You’ve lost all your paying markets. Maybe, freelance writing has become too demanding. Maybe you just need a change. Whatever your reason, you’ve got to think ahead before making the leap, just like y oui did—or at least should have done—when you firest started freelancing.

Before doing anything else, you should take a look at your inventory, both your published work and the research you did to write it.

If you specialized in a particular subject, you may have enough information, or at least a good bit, to write a book on one aspect of your specialty. You may have been thinking about this for a while but never had the time to pursue it.

Opportunities for publishing go far beyond commercial publishers. While you could pursue the more traditional route, you can also look into self-publishing, either as a print-on-demand book or an ebook. Either of these will work well, if you already have a target audience.

You might also consider writing a blog. This shouldn’t be one in which you pour out your personal opinions, but a more professional one that appears online regularly and explores a particular subject.

Your blog could be based on your previous speciality or you could explore a subject is that is near and dear to your heart. The possibilities are endless.

And if you’re really ambitious you might try publishing a magazine—not one that will drain your financial resources but an online e-zine that mostly requires just time and energy. More and more people are reading about things online, whether through tablets like Kindles or Nooks or on their smartphones. An online magazine is just another extension of a blog.

You can pursue any of the above while still keeping your hand in commercial publishing, just not as much.

One thing you must do in order to enjoy your retirement years is to keep a flexible schedule, one that allows you to write at whatever level you wish but also allows you to pursue recreation and travel.
                           

Do Writers Retire?

If you’ve been working for years as a freelance writer, will you be considering retiring as other working people do? When you work for a salary, your job has an end point. For most people that’s around age 65 or a bit later. But for a writer, is there an end point?

Some writers, especially those who write books, have one or two successes, then nothing. While they may be in the limelight for a little while, it’s not a steady income. But a freelance writer, even a moderately successful one, has the ability to publish in different market for as long as those market exist.

But after you’ve been writing for 20 or 30 years, you may be ready to switch gears. As a freelance writer, you’ve been writing mostly non-fiction. Now that you’re approaching retirement age and a regular Social Security income, even though it may or may not be as much as you earned previously,

Do you know many former writers? Does that category even exist? Do you, as a writer, have an obligation to write or is that something you have for yourself? It’s one thing to stop feeling the obligation to write and another thing to never write anything again. After all, it’s as odd for a writer to be retired from words as it is for a man or woman to be retired from love.

Perhaps it’s not so much retirement from writing as it’s retirement from commercial publishing that you seek. After all, you have been putting up with the vagaries of editors for your entire career. Don’t you wish that you didn’t have to struggle so hard?

The Retirement Book of Genesis might read like this: “ In the beginning, there was no retirement. There were no old people. In the Stone Age, everyone was fully employed until age 20, by which time nearly everyone was dead, usually of unnatural causes.” That’s not true today, as people live longer and are more active for a longer period of their lives. So, too, are writers.

Retirement resulted from the pension system enacted in Germany in the late 19th century, but it didn’t come to America until the 1930s, when the country needed to find a way to make room for younger workers by encouraging older ones to stop. Older people like retirement because they get to stop working and still enjoy some financial protection, whether from the U.S. Government or from their own pension or 401K contributions. Young people like retirement because it gets the old people out of jobs, making room for them. Maybe there are too many writers—or not enough readers to go around. Unfortunately, compulsory retirement won’t help all the young writers out there.

Unlike sports celebrities, writers have fewer fans. They earn less money and their value to the public isn’t necessarily diminished by age—Charles Dickens did much of his best writing in his older years. In many cases, it is enhanced, not simply because there’s a real possibility that their talents will improve with years of practice, but also because readers want to interact with them at 90 as much as they do with writers at 20.

All writers are different, so it’s impossible to tell when each will produce his or her best work. Some never match their earlier work while others reach their peak mid career. Still others don’t begin writing until later in life and reach their peak almost near the end of their lives.

For a freelance writer, retirement actually means the end of struggling. Officially, you’ll gain a steadier income after 65—or now 66. And you won’t necessarily have to struggle to pay bills, so you can take a much needed sigh before continuing on.

Next Week: So You’re Retired, Now What?

Doing the Lecture Circuit

As you get more into freelance writing, you’ll probably discover that you’ll need to support your writing efforts by going out on the road. You’ll have to brave audiences, interviewers, and television cameras to push your wares. This isn’t such a bad idea when you figure that the more visible you are, the more your writing will sell, especially if you’re doing books. The opposite is also true---you don't have to write a bestseller to find yourself in demand for speaking engagements.

And even if you don't have a book to promote, speaking engagements are a good way to promote yourself and your specialty, as well as to make some extra money. Begin locally at first. Start with small audiences and once you’ve gained the needed confidence in your abilities and in the value of your efforts, you'll be ready to speak before larger audiences and receive higher fees.

And speaking of fees: Organizations love to call the money they give you to speak an honorarium. Just as the word “literary” implies that you’re writing on a higher plane, so the word “honorarium” implies that it’s an honor to speak to a particular group, and since it’s an honor, the organization doesn’t have to pay you as much. Take the word “honorarium” out of your vocabulary. In order to give a good presentation, you have to spend time putting it together, so you need to be paid a fair amount. This might be as low as $25 for a short speech to several hundred for a one to two-hour lecture, to well over $1,000 for a six-hour seminar.

The best approach to being sought out as a speaker is by creating a good programs to start with, letting program chairmen know about them, and then letting your reputation spread. Charity groups, schools, businesses, clubs, retirement villages,in fact, all sorts of organizations might be interested in your presentations. Program chairmen are always looking for something new and interesting. Let them know what you have.

Your programs can be anything you make them, from a concise speech to a well-integrated Powerpoint  presentation. You’ve got a lot of material in your files just waiting to be used. Think about the work you've published and the amount of information you gathered that you didn’t use. What is there in it that would make a good program? Take a topic from your main subject, or look back into the files of your research material to see if there are other angles that, developed a bit further, might be of interest to your audiences. Use your own illustrations or find some that will illustrate your material. Remember, it’s important to develop an inventory, but certain programs may really catch on, so you’ll be able to do them a number of times. It’s much like selling reprints of your writing, only live.

How do you go about getting your name around to the right people? There are two schools of thought here. One is that you should be subtle about making arrangements and the other is the direct approach. 
Whatever method you use to line up speaking engagements, make sure you’re as professional as possible. Some believe you should never ask to be a speaker—always be in the position of being asked. They’re the ones who use the term “honorarium”—this attitude comes from the academic side of the lecture fence. But you’re not an academic. You’re a writer. Therefore, promote yourself as such. Eventually, people and organizations will come to you asking if you’d speak for them.

To seek a broader audience for your lecturing, produce a simple flyer announcing your subjects for either  seminars or speeches. Post it where influential people might see it. Hand out a few to your business friends asking them to pass them on to appropriate people. Create a special speaking page on your Web site where you can list some of your most successful programs.

As a spinoff of lecture engagements, you can also teach continuing education courses, either in-depth on the same subjects or on other related to the kind of writing you do. For instance, let’s say you write about genealogy. You could develop a short course to teach the basics. You can even develop courses based on the type of writing you do—article writing, short-story writing, novel writing, for example.

If you’ve written a book, you may want to alert the local press, so they can send a reporter to cover your talk. And don’t forget local radio and T.V. stations that may want to schedule you for an interview.  For radio, you can even do this from your home via phone. Create a press kit and email it to local media outlets along with a good digital photo of yourself. Have a professional photo taken or take it yourself, but make it as professional as you can.  And be sure to prepare a short bio to send to the organization for which you’ll be speaking so that whoever is in charge will be able to introduce you properly.

And when you’re doing a lecture or seminar, be sure to bring along copies of your articles and place them strategically around the room. Keep a couple in reserve in your briefcase to hand to special people you meet. If you have a book coming out, bring along a sample copy and order blanks for it. Call attention to the existence of all this material before you leave the podium if the person who introduced you failed to do so.